Welcome to VarFinn

About Us

VarFinn delivers innovative financing and technology solutions designed to support MSMEs, small NBFCs, and gig-economy workers across India. Our offerings focus on improving working capital and cash-flow efficiency through Supply Chain Finance solutions such as invoice discounting and payables financing.

We further enable business growth through Machinery and Business Loans that help enterprises invest in expansion and modernization.

Beyond financing, we provide advanced technology infrastructure and digital lending capabilities to small NBFCs, enabling them to enhance credit assessment, streamline operations, and scale effectively. Recognizing the rise of the gig economy, we also offer flexible, tailored financial products that support liquidity needs and promote financial stability for gig workers.

With a strong commitment to speed, data-driven decisioning, and inclusive finance, VARFinn continues to build financial resilience and expand access to capital in an evolving market landscape.

Meet the team

Innovating the world of supply chain finance, one solution at a time. Meet the team of Varfinn.

Vaibhav Kumar Pandey

Co Founder

An IIM-Ahmedabad alumnus, Vaibhav has 10+ years of experience in setting up large-scale operations from scratch, driving operational efficiencies, and building and leading large teams. At Varfinn, Vaibhav is responsible for making strategic alliances, fundraising and technology development. He has successfully designed and led the technology team to develop various enterprise level solutions. These technology applications are being used by more than 5000 users across the company and vendor locations.

Raghavendra Pratap Singh

Co Founder

An IIM-Calcutta alumnus and ex-merchant mariner, Raghavendra has more than 10 years of global experience in Product development, e-commerce, operations, digital marketing and client servicing. At Varfinn, Raghavendra is part of founding team and responsible for Product development and Marketing. He is also actively involved in formulation and execution of growth strategy of Varfinn. He has worked in British Petroleum, Genpact and Aptara previously. He is a sports enthusiasts and follows politics passionately.