Empowering Small NBFCs with Scalable Technology Solutions

Small and mid-sized NBFCs are the cornerstone of India’s financial inclusion — reaching micro-entrepreneurs, small businesses, and underserved communities that traditional banks often overlook. However, many of these NBFCs struggle with legacy systems, manual operations, and complex compliance requirements that limit their ability to scale.

We’re changing that by equipping small NBFCs with affordable, ready-to-deploy digital infrastructure that enhances efficiency, ensures compliance, and enables data-driven lending — helping them grow sustainably and serve more borrowers across India.

Our Technology-Driven Approach

01
End-to-End Digital Lending Infrastructure

We provide a modular lending technology stack that digitizes the entire loan lifecycle — from borrower onboarding and credit evaluation to disbursement, monitoring, and collections. NBFCs can go fully digital without the need for costly in-house development or large IT teams.

02
Smart Credit Assessment Tools

Our platform integrates alternative data sources — including GST filings, bank statements, and cash-flow analytics — to help NBFCs make faster, more informed credit decisions. It combines data intelligence with human judgment, improving both turnaround time and portfolio quality.

03
Streamlined Compliance & KYC Management

We simplify regulatory workflows by organizing KYC documentation, automating AML checks, and maintaining RBI-compliant audit trails. While final verifications remain manual, our system ensures compliance is faster, more accurate, and easy to track.

04
Operational Efficiency & Cost Optimization

By digitizing key processes and reducing manual interventions, NBFCs can significantly lower operational costs, minimize errors, and deliver faster customer service — all while maintaining full control of their lending operations.

05
Data-Driven Insights & Analytics

Integrated dashboards and analytics tools give NBFCs a clear view of their portfolio health, customer behavior, and business performance — enabling smarter decision-making and long-term growth planning.

06
Enabling Inclusive Growth through Technology

By empowering small and regional NBFCs with modern digital capabilities, we help extend the reach of credit to underserved borrowers — gig workers, micro-entrepreneurs, and small traders — driving financial inclusion and economic empowerment.

Our Technology-Driven Approach

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Our mission is to build a digitally connected ecosystem of small NBFCs — future-ready, efficient, and compliant — driving India’s next phase of financial inclusion. Through cutting-edge technology, data-driven tools, and continuous support, we enable smaller lenders to grow sustainably and compete confidently in a digital-first financial landscape.

Our Platform Includes

01

Loan Management System (LMS)

Our LMS is a complete solution that takes care of the entire loan journey — from application to disbursal to closure — all in one place.

  • Automates loan processing and documentation
  • Tracks loan performance in real time
  • Cuts down on manual work and reduces errors
  • Speeds up approvals and enhances customer experience with digital access

With our LMS, NBFCs can easily manage a growing loan book without adding extra operational load.

02

Collection Dashboard

Stay on top of your collections with a powerful, easy-to-use dashboard that gives you a clear picture of your repayments at any moment.

  • Monitor repayments, overdue accounts, and collection performance
  • Assign and track field agents digitally
  • Get instant alerts for missed or delayed payments
  • Use insights to refine recovery strategies

This helps NBFCs improve cash flow, reduce defaults, and keep collections running smoothly.

03

E-NACH Integration

Make EMI collections simple, secure, and fully automated with our built-in E-NACH feature.

  • Set up recurring payments for borrowers in just a few clicks
  • Eliminate manual collection hassles
  • Ensure timely payments directly from customer accounts
  • Build consistency and trust with your borrowers

With E-NACH, NBFCs can maintain steady cash inflows and reduce the risk of missed payments.

04

Operations & Reporting Module

Make EMI collections simple, secure, and fully automated with our built-in E-NACH feature.

  • Real-time dashboards for management and compliance tracking
  • Automated reports on portfolio performance, NPAs, and business metrics
  • Easy data exports for audits and RBI submissions
  • Flexible analytics to help you make better, data-driven decisions

This module helps teams stay informed, stay compliant, and make smarter decisions that drive sustainable growth.