Gig workers — including delivery partners, drivers, freelancers, and creators — are among India’s fastest-growing yet most underbanked communities. Their irregular income and informal work patterns make accessing credit and financial services challenging.
We’re changing that by offering smart, practical solutions that help gig workers manage cash flow, build credit, and secure financial stability.
We believe financial empowerment for gig workers comes from combining real-world insights, flexible credit solutions, and practical tools that adapt to their income patterns. Our approach focuses on giving workers access to credit, financial products, and guidance in a way that is fair, transparent, and flexible.
We create credit profiles based on verified income data from gig work — deliveries, rides, freelance projects, and other digital work — rather than relying solely on traditional credit scores. This ensures fairer, more relevant assessments.
Gig workers can access small loans, working capital advances, and insurance products tailored to their cash-flow realities. These products help them manage short-term needs and plan for the future.
Repayment schedules are aligned with income patterns, allowing workers to pay comfortably during slower periods and maintain financial stability without stress.
By documenting income, transactions, and borrowing history, we help workers establish a digital footprint. This bridges the gap between informal and formal finance and lays the foundation for long-term financial inclusion.
Beyond products, we provide education, guidance, and support to help gig workers make informed financial decisions — from credit management to understanding insurance options.
Our model is designed to reach large numbers of gig workers across regions, helping them access credit, build stability, and participate fully in the formal financial ecosystem.
Our solutions are designed to reach millions of gig workers across India. By providing access to credit, creating a digital financial identity, and supporting financial stability, we empower gig workers to transition from informal to formal finance.
This approach contributes to wider financial inclusion, greater income security, and a more resilient gig economy, ensuring that the growing workforce of freelancers, drivers, and creators can thrive sustainably.